Dakota

Changelog

New features, improvements, and fixes.

June 2026

May 2026

Wallets, Policies & Signers Dashboard

Your platform now includes a complete read-only dashboard for wallet governance.

New

  • Wallets dashboard. A dedicated /wallets surface lists every wallet with its address, blockchain family, and linked customer. Search across names, addresses, and customer IDs; filter by family, customer, or creation date; and click any row to open a detail drawer with balances and attached policies.
  • Policy and signer group visibility. Dedicated pages for policies and signer groups show rule counts, member counts, and how many wallets each one governs. Open any policy to see the wallets it covers, or any signer group to see its members and the wallets it can sign for.
  • Cross-linked drawers. Chips throughout the interface let you jump between related objects — from a wallet to its policy, to the signer group that enforces it, and back to any wallet that shares the same governance, all in a single drawer that keeps you in context.
  • +2 more

Improvements

  • Debounced search across all list pages for faster, smoother filtering on large datasets.
  • Cursor-based pagination so large wallet lists load quickly.
  • Cross-link chips replace the current drawer instead of stacking, keeping navigation to one drawer at a time.
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April 2026

Intelligent Payment Rail Selection

Fiat transactions now route through the optimal payment network automatically. The platform picks the best rail based on your destination, currency, and speed requirements.

New

  • Multi-rail support for onramp accounts. A single onramp account address can now accept funds via ACH, Wire, and Fedwire simultaneously. No need to provision separate accounts per payment method. Compatible rails are provisioned automatically based on account currency and jurisdiction, and the actual rail used is recorded on every incoming transaction.

Improvements

  • Destination rail now derived from caller-selected method instead of defaulting to first available option.
  • Per-transaction fiat rail tracking stored in the database for audit and analytics.
  • Onramp accounts automatically expand inbound rail capabilities based on currency and location.
  • +2 more
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March 2026

Pay as You Go, Live

Self-serve onboarding is now available. Sign up, start integrating, and pay only for what you use.

New

  • Usage-based pricing with transparent fees. Every transaction now displays its developer fee in basis points, calculated from a centralized pricing config and persisted with the transaction record. Partial-month billing charges only transfer fees without applying the monthly minimum, so testing and proof-of-concept work doesn’t require committing to a full month.
  • Automated billing through Stripe. Pay invoices in one click, with no manual billing setup required. Both card payments (with 3D Secure) and bank transfer are supported, with wire instructions surfaced when needed and invoices marked paid automatically on confirmation.
  • API Playground for instant testing. Send real sandbox requests directly from the documentation. Tokens are scoped to the playground session and expire automatically, request bodies validate against OpenAPI with errors shown inline, and any working request can be copied as a curl command or language-specific snippet.
  • +1 more

Improvements

  • Pricing configuration centralized for consistent fee calculation across providers, orchestrators, and receipts.
  • Acquisition channel tracking routes new applicants to the appropriate onboarding flow.
  • Rate limiting protects self-serve endpoints from abuse while allowing legitimate traffic through.
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Build Faster with Official SDKs

TypeScript and Go SDKs are now public and documented. Integrate Dakota’s platform with type-safe clients and AI-friendly guides.

New

  • TypeScript SDK published to npm as @dakota-xyz/ts-sdk with full type definitions.
  • Go SDK published as a public GitHub module at github.com/dakota-xyz/go-sdk.
  • SDKs & Libraries documentation section at docs.dakota.xyz with installation guides, authentication setup, and code samples for every major operation.
  • +2 more

Improvements

  • Both SDKs (ts-sdk, go-sdk) ship with built-in support for Claude, Codex, Cursor, and other LLM coding agents. This means generated code follows SDK best practices out of the box — typed interfaces, retries, and pagination handled automatically.
  • SDK interfaces aligned with the latest OpenAPI specification, with feature parity between TypeScript and Go.
  • SDK documentation indexed in docs.dakota.xyz/llms.txt for AI assistant discoverability.
  • +1 more
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AI Agents Connect Through MCP

Your infrastructure now supports the Model Context Protocol. Plus role-based access control, cross-service timelines, and platform refinements.

New Features

  • Viewer role for read-only team access. Invite team members as Viewers instead of granting everyone admin access. Viewers see all data but can’t create transactions, invite users, or modify recipients — action buttons are hidden, not just disabled. Role-based access control is enforced at the API layer so the rule holds for direct API calls and webhook-triggered operations.
  • Cross-service event timelines. The admin dashboard now displays unified timelines aggregating Provider, Platform, and Financial Account events with service-colored markers, so you can trace a transaction’s full path across systems in one view.
  • Global Search expanded. Search now includes client and customer categories with direct navigation to detail pages.

Improvements

  • Customer detail Accounts tab displays bank routing info and crypto wallet addresses instead of raw IDs.
  • Transaction detail timeline shows full datetime stamps with service-colored dots instead of time-only labels.
  • Credit balance widget appears in the sidebar for self-serve clients with real-time transfer capacity calculations.

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Analytics in Plain English

Your dashboard now answers questions in natural language. Query transaction data, customer metrics, and compliance reports without writing SQL.

Improvements

  • Smarter question understanding. The assistant now handles vague or multi-part questions better — ask "how did we do last quarter vs this one" and it knows what you mean, including follow-ups that build on your previous question without repeating context.
  • Faster results. Common queries return in under a second, even on large date ranges, and heavier reports run in the background so you can keep working while they finish.
  • One-click export. Send any chart or table straight to CSV, ready to drop into a deck or share with your team without reformatting.
  • +1 more
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February 2026

Returns and Reversals, Simplified

You can now initiate returns, track ACH reversals, and monitor return rates directly from the dashboard. Full visibility into payment disputes with NACHA compliance tracking built in.

New Features

  • Real-time NACHA compliance metrics. The ACH Return Rates page shows your overall, administrative, and unauthorized return rates against NACHA thresholds, color-coded for risk at a glance. Green when you’re below NACHA’s compliance caps (15% overall return rate, 3% administrative return rate), yellow approaching, red exceeding. Historical snapshots track trends over time with date-range filters and CSV export

Improvements

  • When a banking partner flags a payment for return, the code and full description appear directly in the transaction timeline and on the transactions list — no need to cross-reference external systems or contact support to understand why a payment was returned.
  • Return and reversal transactions now post offsetting entries to your ledgers automatically, with full metadata (NACHA code, reason, timestamp, link to original payment). The CSV export shows original payments and corresponding return entries side-by-side, making month-end close and audit prep run on a single file.
  • Transaction timeline shows full return and reversal history with timestamps and the user who initiated each action.
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